A student loan repayment app
designed to fit your life.

Student loans are frustrating and feel like an endless cycle.
We're breaking the cycle and giving power and control back to you.

balefully

A Better Student Debt App

Use spare change roundups to pay down loans while you live your life.
Set up a recurring payment, or find out if you qualify for debt forgiveness.
Piecewise is only tool you need to manage everything about your student loans.

college student buying coffee from barista while his spare change roundups from the coffee are being paid towards his loans

Use Spare Change

Round up daily purchases to the nearest dollar.
Send the spare change to your student debt.
Once your spare change balance reaches $10,
we send the payment to your student debt.

Choose your Repayment Goals

Choose student debt repayment rules that fit your budget
and lifestyle. Switch these rules on and off anytime.
Send an extra $10 a week or set your monthly minimum to auto-pay.
Choose the rules that give you the most control.

woman toggling a settings button to turn on a feature that sends spare change from daily purchases to her student debt
man looking at graph of his savings progress towards his student loans

Track your progress

See how much you save with every payment to your student loans.
Stay motivated to make an impact on your debt balance.

Never miss a deadline

Meeting your monthly minimum payment can be hard.
We make it our mission to get you there,
or help you find a better alternative.

woman studying at desk with her monthly student loan payment taken care off

Pay only when we provide you value

In the future, we'll charge you $1 for every $100 you save on accrued interest by using Piecewise.
In the meantime, testing the app is free.